Pricing

Care without the meter running.

Healthcare charges by the visit, so most of us wait until something is wrong enough to pay for it. Phia is one flat membership. Text your care team as often as you need, any hour, through pregnancy and postpartum.

Phia membership

$19

/month

Unlimited care. Cancel anytime.

Everything is included

Texting with Phia 24/7, in any language

Labor and delivery and postpartum nurses, about 6 minutes to respond

Dozens of on-demand provider types

Help with food, rides, and other everyday needs

Free AI tools and screenings

No app to download, no copays

What one question costs today.

The old way bills by the visit. Here is what that adds up to.

$150–280

One urgent care visit, paying out of pocket

$2,909

Average price of one emergency room visit, with employer insurance (2021)

$31,800

Average cost of untreated perinatal mood and anxiety disorders, per mother and child, through age 5

$150–280

One urgent care visit, paying out of pocket

$2,909

Average price of one emergency room visit, with employer insurance (2021)

$31,800

Average cost of untreated perinatal mood and anxiety disorders, per mother and child, through age 5

Sources: Solv Health, urgent care self-pay price guide (2026). Health Care Cost Institute, Emergency Room Spending, Price and Use Trends 2012–2021. Mathematica, Financial Toll of Untreated Perinatal Mood and Anxiety Disorders Among 2017 Births (2019). Phia is not for emergencies; call 911.

Why one price

We think care should work like this.

01

Always on, not by appointment.

Questions don’t wait for office hours. Answers shouldn’t either.

02

A text should be enough.

Most worries can be settled in a thread, not a waiting room.

03

Know the price before you need care.

One membership. No copays, no visit fees, no surprise bills.

04

Early is cheaper than late.

Catching a problem at week 30 costs less, in every sense, than treating it at week 40.

Good to know.

Still have questions? Text Phia or email care@phiahealth.com.

What does $19 a month include?

Unlimited texting with Phia, nurses, and on-demand providers, plus help with everyday needs. No copays or visit fees.

Can I cancel anytime?

Yes. There’s no contract. Cancel whenever you like.

What if my health plan covers Phia?

Some plans cover Phia for referred members at no cost, like UnitedHealthcare Community Plan in Pennsylvania.

Is Phia health insurance?

No. Phia is a medical group, not an insurance plan. Keep your coverage and your OB.

Who can join?

Families in Pennsylvania and Delaware, during pregnancy and after birth.

Is Phia for emergencies?

No. If you think you or your baby are in danger, call 911 or go to the nearest emergency room.

One price. Every question.

Text Phia any hour, in any language, through pregnancy and postpartum. Now in Pennsylvania and Delaware. Not for emergencies; call 911.

One price. Every question.

Text Phia any hour, in any language, through pregnancy and postpartum. Now in Pennsylvania and Delaware. Not for emergencies; call 911.